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A storm is an unexpected and, sometimes, difficult to plan for event. As a result, most auto insurance policies provide coverage for storm damage. This depends on the type of policy you have. If you have damage to your car, contact your Park & Associates agent. They can offer specific claim assistance. READ MORE >>

With our ever-changing world, data breaches and cyber crimes are happening more and more. Even community associations are vulnerable to cyber crimes. Cyber criminals can send malware to a board member's computer or hack into the computer system of the management company, leaving all stored information of the residents at risk. READ MORE >>

Each home you own is valuable. As a result, each property should have home insurance for it. Buying a second home can be a fantastic investment, especially if it is for a vacation home. But, each property has its own risks and needs homeowners insurance coverage based on how you use it. READ MORE >>

Homeowner policies offer coverage for an overflow of the plumbing system. However, this coverage excludes water that backs up through sewers, drains or from a sump pump. Most policies offer a Water Backup and Sump Overflow endorsement that can be added to your policy for a specified limit of coverage. READ MORE >>

A septic company handles some of the most difficult work out there. They are responsible for helping a homeowner or business owner to manage waste at the location. Plenty can go wrong in these situations. The right business insurance can help minimize some of these risks. READ MORE >>

Alligator attacks in Florida have become more common especially with the fast-growing land developments where there used to be wooded areas. Without their secluded natural habitat, alligators are getting closer to residential areas through connected lakes, canals, ponds and streams. READ MORE >>

Imagine hearing about a company's mistakes. Would you work with a company like this? Or, would you be more attracted to a business who takes care of its employees? Proper business insurance can help. It is sometimes not a direct benefit to employers. READ MORE >>

What board member wants to be involved in a lawsuit? None, which is why having the right Directors & Officers policy is so important. The Directors & Officers policy provides coverage for the board members, committee members, volunteers, property managers and the association from suits... READ MORE >>

Opening a catering business can be a rewarding opportunity. Yet, like any type of business operation, it comes with numerous risks. Your goal is to provide fantastic food and good service to your customers. To do this, and minimize financial loss, you need business insurance. READ MORE >>

Living in a condominium or planned unit development is all about sharing. The insurance expense is one of the common items shared by all unit owners. What does insurance for the association cover? The insurance typically includes four coverage parts, some of which will be more important to you than others. READ MORE >>

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