As pioneers of preschool coverage in Florida, we have been serving this specialty market for over 30 years. The strong relationships we have built with insurance companies enables us to shield our clients with better products and services at highly competitive pricing. Knowing the concerns and issues facing preschools today, we constantly negotiate on their behalf for enhanced coverage. It is a service that we are especially proud to provide.”
Parents and students both rely on preschools to keep attending children safe. No matter how hard a preschool works to ensure the safety of the students, accidents and injuries can occur and preschools are at risk for lawsuits both frivolous and sound. In order to protect its own interests and ensure its future operation, preschools should secure both liability and property insurance specific to their individual risks.
Liability Insurance for Preschools
While a general liability insurance policy will cover many of the liability risks preschools face when having students, parents and visitors on its grounds, more specific policies may also be necessary. Student accident insurance is one such policy. This policy will generally cover injuries and accidents that can occur both on preschool property and when away on field trips.
In order to protect employees, preschools should consider employment practices liability insurance, which offers protection from the expense of lawsuits and claims for inappropriate employment practices. If automobiles are operated on behalf of the preschool or are owned by the preschool, the proper liability insurance to comply with state regulations should be purchased.
Property Insurance for Preschools
To protect the building and contents of the preschool, a commercial property insurance policy may be necessary. This will not only protect preschool property against fires, hurricanes and other covered hazards, but will also generally protect against crimes such as theft and vandalism. Preschool administrators should be careful to structure the policy’s limits to cover the real financial risks involved in losing expensive preschool equipment, such as computers.
Get Started Today!
Our agency will evaluate your business and make recommendations for appropriate policies based on the size of your preschool, the number of employees and students. Call us today to get started with a free quote for Preschool insurance.